Something bad happened..... What if you became sick or were in an accident and are now incapacitated and unable to handle your affairs. What documents or permission slips do you currently have in place at all the companies where you do your money-business, therefore relieving them of liability so they will only then allow your spouse or adult child, business partner, or trusted friend to perform their needed duties? If you don't get these documents in place before that situation arises, someone will have to step up to the plate, along with hiring an Attorney, time in court, and expenses to get these documents in order. It could take as much as a year or two to accomplish what routinely takes two or three weeks if done now with a revocable trust, also known as a living trust. Many times incapacity comes first, but sometimes life doesn't go that way and the end happens quickly. In addition to dealing with grief, the remaining folks are left with hundreds of questions: what to do? The information you provide to include in your plan will be awaiting a future need to answer those important questions. If you have a trust you believe may need a review, the firms we work with do so without charge, and will offer suggestions to update it, if needed, to bring it current with state and funding requirements. We are not attorneys; we work with attorneys as well as state approved document preparation firms who prepare the documents. We assist along the way, and notarize the documents when they are signed.

Disclaimer: Gary has been teaching courses for more than thirty years in insurance, finance, and securities subjects including financial and estate planning. We are not attorneys or tax advisors. We do not offer legal or tax advice. We present the documents prepared by attorneys, accountants, document preparation firms, escrow, title, and loan officers to the clients for their signatures, and notarize the clients’ signatures when required. Notaries are always financially independent, disinterested parties, and are impartial witnesses to all transactions for which those documents are intended.